Credit Card
Provider |
APR
(Typical) |
Balance Transfers
Rate & Period |
Handling Fee |
Purchases
Rate & Period |
Loyalty Scheme |
Further
Options |
| |
 |
|
|
|
|
|
Sponsored Credit Cards |
|
15.9%
(variable) |
0% for 13 months on balance transfers |
2.98% balance transfer fee, no maximum |
0% for 3 months on purchases |
Receive discounts on other Virgin products with your card |
 |
Credit Card Opinion
Virgin are one of the most recognised credit cards on the UK market. This new updated offer is a market leader for balance transfers but there is a handling fee for your transfer of 2%!
|
|
16.9%
(variable) |
0% for 9 months on balance transfers |
2% balance transfer fee, £5 minimum, no maximum |
0% for 9 months on purchases |
No loyalty scheme |
|
Credit Card Opinion
Natwest offer one of the better cards on the UK market with a 0% credit card for 9 months on both purchases and balance transfers. Be aware of the 2% balance transfer fee though it is still an attractive offer.
|
Credit Card Results |
Halifax One Card |
9.9%
(variable) |
0% for 9 months on balance transfers |
3% balance transfer fee, no maximum |
0% for 9 months on purchases |
No loyalty scheme |
|
|
9.9%
(variable) |
Permanently Low Rate |
No balance transfer fee |
Permanently Low Rate |
No loyalty scheme |
|
Cahoot Credit Card |
11.8%
(variable) |
No introductory offer |
No balance transfer fee |
No introductory offer |
No loyalty scheme |
|
|
12.9%
(variable) |
5.9% Low Rate On Transfers For Life Of Balance |
No balance transfer fee |
No introductory offer |
No loyalty scheme |
|
|
14.9%
(variable) |
0% for 8 months on balance transfers |
2.5% balance transfer fee, £3.00 minimum, no maximum |
0% for 3 months on purchases |
No loyalty scheme |
|
Credit Card Opinion
Post Office was one of the most popular credit cards in the UK but they no longer offer a balance transfer without a fee following the lead of most other credit card providers. There are cards that offer 12 months with a similar fee so shop about.
|
|
14.9%
(variable) |
0% for 6 months on balance transfers |
2% balance transfer fee, £50 maximum, £5 minimum |
0% for 6 months on purchases |
Exclusive Travel Benefits |
|
|
14.9%
(variable) |
0% for 7 months on balance transfers |
2% balance transfer fee, £50 maximum, £5 minimum |
0% for 7 months on purchases |
Exclusive Travel Benefits |
|
|
14.9%
(variable) |
0% for 6 months on balance transfers |
2% balance transfer fee, £5.00 minimum, no maximum |
0% for 6 months on purchases |
No loyalty scheme |
|
|
14.9%
(variable) |
0% for 9 months on balance transfers |
2% balance transfer fee, £50.00 maximum, £5.00 minimum |
No introductory offer |
8% off Thomas Cook Holidays |
|
|
14.9%
(variable) |
0% for 12 months on balance transfers |
2.5% balance transfer fee, £2.50 minimum, no maximum |
0% for 3 months on purchases |
No loyalty scheme |
|
|
15.9%
(variable) |
0% for 13 months on balance transfers |
2.98% balance transfer fee, no maximum |
0% for 3 months on purchases |
Receive discounts on other Virgin products with your card |
|
Credit Card Opinion
Virgin are one of the most recognised credit cards on the UK market. This new updated offer is a market leader for balance transfers but there is a handling fee for your transfer of 2%!
|
|
15.9%
(variable) |
0% up to 6 months & 5 months on 1st & 2nd year anniversary |
2.5% balance transfer fee, no maximum |
0% up to 6 months |
No loyalty scheme |
|
|
15.9%
(variable) |
0% for 12 months on balance transfers |
2.5% balance transfer fee, no maximum |
0% for 6 months on purchases |
1 point for every £1 spent, plus 2,000 bonus points when card used within 90 days |
|
|
15.9%
(variable) |
5.94% until balance paid for first 6 months |
No balance transfer fee |
0% for 10 months on purchases |
Savings at Sainsburys |
|
Credit Card Opinion
Best credit card on the market for making purchases. It offers the longest period of 0% purchases. A whopping 10 months! If you plan to make a big purchase such as a holiday this is the card for you.
|
|
15.9%
(variable) |
5.94% until balance paid for first 6 months |
No balance transfer fee |
0% for 10 months on purchases |
Savings at Sainsburys |
|
Morgan Stanley Buy & Fly |
15.9%
(variable) |
0% for 6 months on balance transfers |
2% balance transfer fee, £50 maximum, £3 minimum |
0% for 6 months on purchases |
One buy and fly! point for every £10 of purchases. |
|
|
16.9%
(variable) |
4.95% until balance repaid |
No balance transfer fee |
0% for 8 months on purchases |
No loyalty scheme |
|
Marks & Spencers MORE Credit Card |
16.9%
(variable) |
3.9% until balance repaid |
No balance transfer fee |
0% for 12 months on purchases |
Earn &MORE points and 0% on furniture purchases for 2 years |
|
|
16.9%
(variable) |
0% for 9 months on balance transfers |
2% balance transfer fee, £49 maximum, £5 minimum |
0% for 9 months on purchases |
No loyalty scheme |
|
|
16.9%
(variable) |
0% for 9 months on balance transfers |
2% balance transfer fee, £49 maximum, £5 minimum |
0% for 9 months on purchases |
No loyalty scheme |
|
|
16.9%
(variable) |
0% for 9 months on balance transfers |
2% balance transfer fee, £49 maximum, £5 minimum |
0% for 9 months on purchases |
No loyalty scheme |
|
|
16.9%
(variable) |
0% for 9 months on balance transfers |
2% balance transfer fee, £5 minimum, no maximum |
0% for 9 months on purchases |
No loyalty scheme |
|
Credit Card Opinion
Natwest offer one of the better cards on the UK market with a 0% credit card for 9 months on both purchases and balance transfers. Be aware of the 2% balance transfer fee though it is still an attractive offer.
|
|
19.9%
(variable) |
No introductory offer |
No balance transfer fee |
No introductory offer |
No loyalty scheme |
|
Credit Card Opinion
The Gold card from Vanquis offers those who have just moved house or self employed the opportunity to build up a credit rating.
|
|
29.9%
(variable) |
No introductory offer |
No balance transfer fee |
No introductory offer |
No loyalty scheme |
|
|
34.9%
(variable) |
No introductory offer |
No balance transfer fee |
No introductory offer |
No loyalty scheme |
|
Credit Card Opinion
The Capital One Classic credit card is for those looking to build a credit rating or those trying to repair their ratings after bad credit.
|
|
39.9%
(variable) |
No introductory offer |
No balance transfer fee |
No introductory offer |
No loyalty scheme |
|
Credit Card Opinion
The Abacus credit card from Vanquis Bank is for those who are new to credit or those with credit problems. Those with lower incomes are accepted but you will be charged a higher rate of interest. It still gives you 56 days interest free for purchases.
|
Related Credit Card Sponsors |
|
|
Compare Credit Card Deals By Standard Rate
** Please be aware that missing payments may have severe consequences and could make obtaining credit in the future more difficult.